Types of Retirement Communities
Typically, Retirement Communities are housing developments or communities of apartments, condo’s or homes geared toward seniors/ older adults who are independent and able to care for themselves. There are different types of communities ranging from Independent Living only- where no assistance is offered, Mobile Home Communities, Leisure or Lifestyle Oriented Communities; for example golf communities, Congregate Care Communities; like Assisted Living Facilities which may include meals, housekeeping and laundry service and offer minimal assistance with personal care at an added cost and Continuing Care Retirement Communities (CCRC) with entrance fee’s that offer multiple levels of care including independent living, Assisted Living and Nursing home care. Many Retirement Communities are age-restricted. Activities and socialization opportunities are often provided in the club house or thru pre-arranged trips or outings.
Retirement Communities are great places to live for active seniors. Unfortunately, many are under the impression that “Retirement Communities” provide assistance with personal care and activities of daily living, but this is not usually the case. If you have a home or unit in many of these retirement communities, it is considered to be your own private home and while they may have some resources available in your community like a van or bus to take you to the nearest grocery store, you are responsible for managing all aspects of your life. If additional care or service is needed in general you need to get that from another provider at additional costs.